Changes between Version 4 and Version 5 of Wisdom/University/Money


Ignore:
Timestamp:
08/28/11 16:35:21 (15 years ago)
Author:
jps@…
Comment:

no more private lenders.

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  • Wisdom/University/Money

    v4 v5  
    33There is currently a facilities fee and a student activities fee that is charged to every graduate student at Columbia University. While some departments pay these fees for their students, currently our department does not. These bills come due at the beginning of each semester and are subject to late fees if not paid on time, though generally asking for amnesty on late payments will get the late-fees waived (though not the facilities and student activities fees themselves). There has been constant discussion about whether these fees will be going away. Though their amount has been reduced, for some reason the GSAS hasn't been able to dispense with them completely. Complain loudly and often about this and try to get GSAC to change this.
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    5 It is calculated by the university that roughly $1000 per year in expenses is not covered by fellowships and stipends. This means that you are allowed to borrow on [http://www.columbia.edu/cu/sfs/docs/Grad_Fin_Aid/Private_Loans/index.html unsubsidized student loans] up to this amount per year. These loans are administered through the [http://www.columbia.edu/cu/gsas/sub/finaid/main/welcome/index.html Financial aid office of GSAS] located in 107 Low Library, but are all offered through private lenders and generally charge higher interest rates than subsidized loans.
     5It is calculated by the university that roughly $1000 per year in expenses is not covered by fellowships and stipends. This means that you are allowed to borrow on [http://www.columbia.edu/cu/sfs/docs/Grad_Fin_Aid/Private_Loans/index.html unsubsidized student loans] up to this amount per year. These loans are administered through the [http://www.columbia.edu/cu/gsas/sub/finaid/main/welcome/index.html Financial aid office of GSAS] located in 107 Low Library, but generally charge higher interest rates than subsidized loans.
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    77Additionally, it is possible if you are in a temporary financial bind to take out an emergency loan of up to $1000. Post-dating a check to Columbia University for the amount you borrow will give you access to immediate cash.